Day 72

Workout- Plyometrics
Bible Reading- Matthew 16 - 26:56

I need to vent a little frustration. As most everybody knows, I work for an insurance agency. On a typical day, I sell policies and also service existing ones. I also spend a lot of time on the phone talking to people. There is one particular conversation that I have with people on a daily basis. It involves their premium. I have to listen to people complain all the time about how much they pay and it's getting a little annoying. Now I know that no likes to pay for their insurance. Mainly, this is because it is intangible. You can't hold on to it or display it in your home. You end up feeling like you are paying for nothing and I get that. So here are some bullet points that I wish I could share with people when they yell at me, but I can't because that would be unprofessional. So I am sharing it with all of you.

- Insurance premiums increase. It's called inflation people. It just happens and you need to deal with it! Everything else in this world is increasing so why shouldn't your insurance? You honestly can't expect to pay the same premium that you were paying 10 years ago.

- If you replace your 2003 civic with a 2009 Silverado 1500, your premium will increase. Don't be an idiot and expect it to stay the same. You just put us on the hook for a possible extra $10,000 to replace your vehicle. This isn't rocket science.

- You're not just protecting your car against physical damage. That is not the only purpose of auto insurance. When you rear end someone we are on the hook for a possible $50,000 lawsuit. That's why you have insurance. It's not meant to cover all the stupid little door dings on your vehicle!

- If you make a lot of claims, then we will cancel you. Don't act so surprised! Insurance is not a right. It's a privilege and if you are costing us too much money, then your privileges will be revoked.

- If you have a suspended license, don't waste my time and ask me for a quote. I can't give you one.

There are more frustrations and maybe I will add to this list later. For now, I think I feel a bit better. So the next time you have to talk to your insurance agent, be nice to them. They have people yell at them all the time.

-Michael